It cannot be disputed that customers of life insurance policies often take decisions without completely understanding how a life insurance company works. It is important to dispel some of the prevalent myths such as:
Insurance companies follow the same methodology as far underwriting of policies are concerned.
Risk is measured for populations and not individuals.
Same age means same premium
People who had suffered from medical complications in the past do not get insurance.
High risk life insurance policies offer no scope of bargaining
Your Comments
Always try bargaining!!
Haha indeed you said it John!
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